ABN Form CMS-R-131: Advance Beneficiary Notice

Before giving an Original Medicare patient an item, test or service that Medicare may not pay for, physicians, suppliers, labs, hospitals, home health agencies and hospices use this one-page notice to shift potential financial liability to the patient. The notifier fills in the item, the reason and an estimated cost; the patient picks one of three options and signs. A properly delivered, signed ABN lets the provider bill the patient if Medicare denies.

Who completes it

The notifier (practice, supplier or facility staff) completes the header, patient name, optional identification number, the item, reason and cost table, and any additional information. The patient or a representative chooses one option, then signs and dates; staff may record the choice or the date only when the patient is physically unable and asks.

How to fill it in

Notifier name, address and phone (including TTY)

Put the notifier's name, address and phone number, including a TTY number when needed, at the top right of the notice. It can be part of a logo or be typed, handwritten, pre-printed or added on a label. If the billing entity differs from the notifier, more than one entity may appear here, as long as the Additional information section says whom to contact about billing.

Patient name and Identification number (optional)

Enter the patient's first and last name, with a middle initial if one appears on the Medicare card. A misspelling or missing initial doesn't invalidate the ABN if the patient recognizes the name. The identification number is optional, for example a medical record or filing number that links the notice to a claim. Never put the Medicare beneficiary identifier or Social Security number on the notice.

Item, test, service or care / Reason Medicare may not pay / Estimated cost

List each specific item or service expected to be denied; group descriptions such as 'wound care supplies' are allowed, and repetitive care needs its frequency or duration. Give at least one plain-language reason per item, such as 'Medicare does not pay for this test as often as this.' Enter a good-faith cost estimate for every item; grouped estimates and average daily costs are permitted. Entries should be easy to read, about 12-point type.

Options box

The patient chooses one option. Option 1: receive the service and have Medicare billed for an official decision, with appeal rights. Option 2: receive it and pay without a Medicare claim, so no appeal. Option 3: decline it. Never pre-select. Dual-eligible patients must be told to choose Option 1. Suppliers who don't accept assignment strike the last sentence of Option 1 with a single line and add the CMS unassigned claim statement.

Additional information

Use this space for clarifications that help the patient: whom to call with billing questions when the notifier isn't the billing entity, other coverage such as a Medigap policy, a dated witness signature, or annotations such as 'patient refused to choose an option.' Annotations are assumed to carry the signature date unless dated separately. Non-participating suppliers place the CMS unassigned claim statement here.

Signature and Date

Once the patient reviews and understands the notice, the patient or representative signs and dates it; this line can't be completed before the rest of the notice. A representative writes '(representative)' after the signature, with the name legible or printed. Staff may enter the date only if the patient has physical difficulty writing and asks. Then offer the patient a copy of the completed notice.

PRA Disclosure Statement

The disclosure statement must be included with the notice, either on a separate page or on the back of a double-sided ABN. The notice itself must be reproduced on a single page, letter or legal size, and a legal-size page may use the extra space for the Medicare exclusions and cost table.

Common mistakes

  • Pre-selecting one of the three options for the patient, which invalidates the notice.
  • Giving routine or blanket ABNs to every patient, or generic notices that only say Medicare might deny without naming an item and reason.
  • Having the patient sign a blank ABN and filling it in later; the notice must be complete before delivery.
  • Listing an item with no reason Medicare may not pay; each item needs at least one reason for the ABN to be valid.
  • Using an outdated version; delivery is effective only on the current OMB-approved notice with all required blanks completed.
  • Delivering the notice too late for the patient to weigh the options, or during an emergency when the patient is under great duress.

Submitting and payment

How to submit it
Deliver the completed notice in person if possible, far enough before the service for the patient to weigh the options, review it with them, give them a copy, and keep the signed ABN on file, generally for 5 years. Nothing is sent to Medicare; claims carry a GA modifier when a signed ABN was obtained, or GZ when it was not.
Who pays
Issuing the notice earns no fee; if Medicare denies a service covered by a valid ABN, the patient can be charged the provider's usual and customary fee, which is not limited to the Medicare fee schedule.

Good to know

  • The ABN is only for Original Medicare (fee-for-service). It is not used for Medicare Advantage or Part D drugs, and never in a medical emergency or when the patient is under great duress.
  • Routine or blanket ABNs given to every patient are invalid. Each notice needs a specific item and a genuine reason to expect denial, and signatures on blank notices don't count.
  • Patients with both Medicare and Medicaid or QMB coverage must be told to choose Option 1, and they can't be billed until Medicare and Medicaid have both adjudicated the claim.
  • One ABN can cover an extended or repetitive course of non-covered care if it lists every item and the duration. Issue a new one if the care, the patient's condition or coverage rules change.

Get the official form

Download the current version from the source each time; forms change without notice.

Advance Beneficiary Notice of Non-coverage (ABN)

Aviso anticipado de no cobertura para el beneficiario (ABN)

How this list is checked

A form is listed only after its name and number were confirmed on the issuing agency’s or insurer’s own website, or in the form itself. Each entry links to that source. The list was last checked in October 2026. Forms and their requirements change without notice, so check the official page for the current version before you complete one.

Vero is not affiliated with, or endorsed by, the agencies and insurers listed here. Read our editorial policy.

Frequently asked questions

Is the ABN available in Spanish?

Yes. CMS publishes Form CMS-R-131 in English and Spanish, each in standard, large-print and fillable versions, in one download package on its ABN page. The current notice shows an expiration date of 03/31/2029 and OMB number 0938-0566. Use the version in the language the patient reads so they can make an informed choice.

When is an ABN required?

When you expect Medicare to deny an item or service as not reasonable and necessary, and in other listed cases such as custodial care, home health when the patient isn't homebound or lacks a skilled need, and experimental tests. For care Medicare never covers, such as routine eye, dental or foot care, an ABN is optional and the patient need not choose or sign.

Can staff choose the ABN option for the patient?

No. The patient or representative must pick exactly one option, and pre-selecting an option invalidates the notice. Staff may mark the patient's choice only when the patient is physically unable and asks, and must annotate the notice to say so. If the patient won't choose, annotate it 'patient refused to choose an option.'

How long should a signed ABN be kept?

CMS says the notifier should keep the signed ABN on file, generally for 5 years from discharge or completion of care when state law sets no other requirement. A scanned copy in the electronic record is acceptable. If a different entity bills Medicare, such as the lab that tests a specimen you drew, give that entity a copy.