Mutual of Omaha 465890: Deceased's Disability Report

When a group life claim depends on benefits continued under a disability provision, Mutual of Omaha asks the deceased's attending physician for this report. The physician states when the disability began, its diagnosis and findings, which activities of daily living needed assistance and from when, and whether total disability continued without interruption until death.

Who completes it

The deceased's attending physician completes and signs the whole form, including whether they were related to the deceased and how long they knew the deceased.

Submitting and payment

How to submit it
Return the completed statement to Mutual of Omaha's Group Operation at the address printed on the form, with the master policy number.

Good to know

  • ADLs on the form are personal hygiene, dressing, eating, transferring, continence, toileting and moving around, each with the date assistance was first required and received.
  • The physician states whether the deceased was totally disabled from engaging in any occupation or employment and whether that lasted continuously until death.
  • If the physician did not attend the deceased for the entire period, give the last treatment date and the other physicians who attended.
  • Mutual of Omaha also lists a version without ADL questions, form 465889, and Spanish versions are posted.

Get the official form

Download the current version from the source each time; forms change without notice.

Report of Deceased's Disability Prior to Death – Attending Physician's Statement

How this list is checked

A form is listed only after its name and number were confirmed on the issuing agency’s or insurer’s own website, or in the form itself. Each entry links to that source. The list was last checked in October 2026. Forms and their requirements change without notice, so check the official page for the current version before you complete one.

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Frequently asked questions

Why does Mutual of Omaha ask about a deceased insured's disability?

Group life benefits can continue under a disability provision. This report helps Mutual of Omaha establish whether the insured was disabled before death and whether that disability continued without interruption from its start until death, which the group life claim relies on.

Which Mutual of Omaha form has the ADL questions?

Form 465890 includes the activities of daily living section. Mutual of Omaha also lists a version without ADL questions, form 465889. Both are attending physician's statements reporting the deceased's disability before death, and Spanish versions are listed.